LassoLoans is a lender matching service, so as soon as you fill-out our secure form, you will get a variety of offers, from a variety of different lenders in our network.
The sooner you pick an offer, the soon you can get paid.
If you complete your application during CST business hours, you are likely to get paid within a matter of hours, or perhaps even less.
It's going to depend on the lender that you choose to do business with.
As soon as you are approved, it is possible that a quality lender might transfer your funds instantly.
As long as you meet the basic criteria, which is USA citizenship, age eighteen or older, employment, checking account, etc...
There's no reason why you shouldn't be able to get your payday loan in less than an hour, we would speculate.
If there are verification issues, some lenders might choose to do a credit check, which can make the process take longer.
So, the less concern there is, with you as a buyer, then the faster your approval process should be, but again, the speed of your approval is going to depend on your eligibility, and each individual lender's process of approval.
Some lenders MAY approve your payday loan request without requiring a Credit Check, and some may require a Credit Check.
We match you with a variety of lenders, and they send you whatever short term loan offers they have, depending on your eligibility criteria.
Yes, as long as you meet the general eligibility requirements, which you can find below, then some lenders MAY support bad credit payday loans.
It just depends on your income and other financial history.
Some payday lenders may not support bad credit, so the best thing to do is fill-out our encrypted form, and see if you can qualify for any lenders that are willing to take-on your loan request.
One of our vendor's general eligibility requirements is for both a valid email, and also a valid phone number.
So, the format might vary between vendors, but you do have to have valid forms for both of those contact methods, in order to qualify for any kind of payday loan through our lender matching system.
With our system, you will need to start the process by filling-out our secure encrypted application form, below.
After that, you will be contacted, and you MAY have the option of discussing things with someone over the phone.
It depends on the options provided be whichever payday lender you decided to work with.
Since our vendors require valid emails and phone numbers from their customers, then it is reasonable to assume that they will offer proper phone support, as well.
It MAY vary between vendors, depending on their policies, but it is very unlikely that any of our vendors will require faxes of any kind.
Once you fill-out our online form, below, your approval process has begun.
You should not need to send any faxes, for any reason.
This is an online payday loan lender matching service, and no fax should be required by any of our vendors, but again, special circumstances may vary.
One of our universal lender requirements is Employment, with verified income.
So, while you MAY be able to get your payday loan in less than an hour, if you are not employed with income, you will not be able to qualify for any of our payday loan or installment loan products.
In any case, if you are unsure about your eligibility, then it may not hurt to apply using our secure form, just-in-case you do qualify for anything.
✓ Must be at-least 18yrs Old
✓ Must be a U.S. Citizen
✓ Must be Employed with Income
✓ Must have a Checking Account
✓ Must have a Valid Email and Phone
Personal Loan Disclaimer
A personal loan is a medium term loan with a fixed interest rate that is repaid in equal monthly payments and it's usually limited to 24 months. Loan offers and eligibility depend on your individual credit profile. Our lenders can help you obtain as much as $5,000 depending on the lender, your state and your financial situation.
The owner and operator of this website is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders.
All the data concerning personal loan products and the industry is presented on the website for information purposes only. This website does not endorse any particular lender, nor does it represent or is responsible for the actions or in actions of the lenders. This website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Online personal loans are not available in all the states. Not all the lenders in the network can provide the loans up to $5,000.
This website cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be matched with a lender, or if matched, will receive a personal loan offer on the terms requested in the online form. The lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scopes of credit products to offer. The lenders in the network may need to perform additional verification's, including but not limited to social security number, driver license number, national ID or other identification documents.
The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually.
APR Representative
APR (Annual Percentage Rate) is the loan rate calculated for the annual term. Since this website is not a lender and has no information regarding the terms and other details of personal loan products offered by lenders individually, this website cannot provide the exact APR charged for any loan product offered by the lenders.
The APRs greatly vary from lender to lender, state to state and depend on numerous factors, including but not limited to the credit standing of an applicant. Additional charges associated with the loan offer, including but not limited to origination fees, late payment, non-payment charges and penalties, as well as non-financial actions, such as late payment reporting and debt collection actions, may be applied by the lenders.
These financial and non-financial actions have nothing to do with this website, and this website has no information regaining whatsoever actions may be taken by the lenders. All the financial and non-financial charges and actions are to be disclosed in any particular loan agreement in a clear and transparent manner. The APR is calculated as the annual charge and is not a financial charge for a personal loan product.
Late Payment Implications
It is highly recommended to contact the lender if late payment is expected or considered possible. In this case, late payment fees and charges may be implied. Federal and state regulations are determined for the cases of late payment and may vary from case to case. All the details concerning the procedures and costs associated with late payment are disclosed in loan agreement and should be reviewed prior to signing any related document.
Non-payment Implications
Financial and non-financial penalties may be implied in cases of non-payment or missed payment. Fees and other financial charges for late payment are to be disclosed in loan agreement. Additional actions related to non-payment, such as renewals, may be implied upon given consent. The terms of renewal are to be disclosed in each loan agreement individually. Additional charges and fees associated with renewal may be applied.
Debt collection practices and other related procedures may be performed. All the actions related to these practices are adjusted to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experience. The majority of lenders do not refer to outside collection agencies and attempt to collect the debt via in-house means.
Non-payment and late payment may have negative impact on the borrowers' credit standing and downgrade their credit scores, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain in credit reports for the determined amount of time.