Privacy Policy
Financial companies choose how they share your personal information, and federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to explain how we collect, share, and protect your personal information. The types of personal information we collect and share depend on the product or service you have with us, and this information can include your social security number, bank account details, employment and income information, residence, telephone number, and other personal information. Even if you are no longer a customer, we continue to share your information as described. Financial companies share consumer information to run their everyday business. We share your information for everyday business purposes, such as processing transactions, maintaining your account, responding to legal investigations, or reporting to credit bureaus. We also use your information for marketing purposes to offer products and services. We do not share your information for joint marketing with other financial companies, for affiliates' business purposes, or for their marketing. However, we do share your information with nonaffiliates for marketing purposes. To protect your personal information, we implement security measures that comply with federal law, including computer safeguards and secured files and buildings. While we encrypt our website to protect your relationship with us, we are not responsible for the privacy policies of other websites linked to ours. We collect personal information from you when you ask us to submit your loan request to potential lenders. Federal law limits your ability to restrict sharing for specific purposes, such as affiliates’ everyday business purposes or nonaffiliates marketing to you. Some states offer additional rights to limit sharing. Affiliates are companies related by common ownership or control, and nonaffiliates are companies that are not related by ownership. Joint marketing refers to formal agreements between nonaffiliated financial companies to market products and services together. Our business model is based on transmitting your information to nonaffiliated lenders and marketing partners, and by using our service, you consent to this sharing and the receipt of marketing offers. You cannot opt out of such sharing if you want to use our service. If you do not consent to this sharing, you must stop your loan request. After submitting and receiving a decision on your loan request, we may continue to use and share your information for marketing purposes unless prohibited by law or an agreement with your lender. If you do not agree to our terms, we cannot serve you. These terms also explain that with your prior express consent, nonaffiliated marketing partners may communicate with you by phone or text using automatic dialing systems. If you reside in California, Colorado, Connecticut, Virginia, or Utah, you have important rights under your state's privacy laws. This Supplemental Privacy Notice describes how we collect, process, and disclose your personal information and the rights you have regarding this information when new or updated state laws take effect. This notice applies to natural persons in these states but does not apply to employees, owners, or contractors. We collect personal identifiers and financial information from you or your agents, and we may also collect personal identifiers from public sources for verification purposes. We share this information with third parties, including service providers and business partners, to provide our service and as required by law. We may also collect and use sensitive personal information, such as your government ID or financial account numbers, but we do not use this information for any purpose not permitted by law. For our California users, we do not use sensitive personal information to create profiles about you. We also collect usage data, such as your IP address and details about how you interact with our site. We use cookies to improve and analyze our service, and you may disable cookies through your browser, though doing so may affect your ability to use some parts of our service. Our site may link to third-party sites, but we are not responsible for their privacy policies or practices. We retain your personal information as long as necessary to provide our service and comply with legal and regulatory obligations. Even after you stop using our service, we may retain your information for legal claims or to protect against fraud. We do not knowingly collect personal information from anyone under 18, and by using our site, you confirm that you are at least 18 years old. If we learn we have collected personal information from a minor, we will delete it. You have several rights regarding your personal information. You have the right to know what personal information we have collected about you, the right to request that we delete your personal information, the right to correct inaccurate information, and the right to opt out of targeted advertising or the sale of your information. We will not discriminate against you for exercising your rights. You can exercise these rights by contacting us, and we will verify your identity before processing your request. We may deny requests for reasons permitted by law, and you will be informed if we do so. You can also authorize an agent to exercise your rights on your behalf, but they must provide proper authorization. Residents of certain states can appeal a denial by contacting us. If you have any questions about this Supplemental Privacy Notice or your privacy rights, you can contact us through various means. We retain and track data requests related to the California Consumer Privacy Act (CCPA), and the statistics for these requests are made available as required by law. These requests include requests to know, access, opt out of sale or sharing, delete, or limit the use of personal information, and we comply with these requests in accordance with the law.