By accessing or using LassoLoans ("Site," "we," "us," or "our"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must immediately cease using this Site. Your continued use constitutes acceptance of any modifications to these terms.
LassoLoans operates exclusively as a lead generation platform. We are NOT a lender, loan broker, or lending agent. We do not make credit decisions, extend credit, or participate in any loan transactions. Our sole function is connecting consumers with third-party lending institutions who may offer loan products. All lending decisions, approval processes, and loan terms are determined entirely by independent lenders.
Submission of a loan request through this Site provides absolutely no guarantee of approval, contact from a lender, or specific loan terms. Each lender maintains independent underwriting criteria and approval processes over which we exercise no control. Loan availability varies by applicant qualifications, geographic location, and individual lender policies.
By using this Site, you represent and warrant that you are:
You agree to provide accurate, complete, and current information in all loan requests. You are solely responsible for the accuracy of information submitted and acknowledge that false or misleading information may constitute fraud.
You may not:
By submitting a loan request, you expressly authorize us to share your personal information (including name, contact details, Social Security Number, employment information, and financial data) with lending partners and service providers. You further authorize lenders to conduct credit inquiries and verification checks. This consent is a condition of using our services and cannot be revoked while maintaining an active loan request.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, LASSOLOANS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF THIS SITE OR SERVICES, INCLUDING BUT NOT LIMITED TO:
IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $50.00. Some jurisdictions do not allow limitation of liability for certain damages, so these limitations may not apply to you.
You agree to indemnify, defend, and hold harmless LassoLoans, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:
LassoLoans provides NO customer service, support, or assistance regarding loan applications, approvals, denials, terms, payments, or any aspect of lending relationships. All inquiries regarding loan status, payment schedules, account issues, or lender communications must be directed to the respective lending institution. We maintain no customer support infrastructure and assume no responsibility for addressing loan-related concerns.
THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
We exercise no control over lenders' business practices, loan terms, fees, collection activities, or data security measures. Each lender operates under its own terms and privacy policy. Your relationship with a lender is governed entirely by the lender's agreements, and we assume no responsibility for lender conduct or loan outcomes.
Our services may be unavailable in certain states due to regulatory restrictions. Current excluded jurisdictions include: Arkansas, Connecticut, Indiana, Minnesota, Montana, New Hampshire, New York, South Dakota, Vermont, and West Virginia. Additional restrictions may apply.
All content, trademarks, logos, and intellectual property on this Site are owned by LassoLoans or licensed to us. You may not copy, reproduce, distribute, modify, or create derivative works without express written permission.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law provisions. Any legal action arising from these terms shall be brought exclusively in the state or federal courts located in Texas.
Any dispute, claim, or controversy arising from these Terms of Service or your use of the Site shall be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. Arbitration shall take place in Texas unless both parties agree otherwise.
YOU WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS OR CLASS ARBITRATIONS. All disputes must be brought individually. The arbitrator has no authority to consolidate claims or conduct class proceedings.
Any claims must be filed within one year of the event giving rise to the claim or be forever barred.
If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect. Invalid provisions shall be modified to reflect the parties' intent to the maximum extent permitted by law.
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and LassoLoans regarding use of this Site and supersede all prior agreements and understandings.
For questions regarding these Terms of Service, contact us at:
BY USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.
This website is not an offer or solicitation to lend. The operator is NOT A LENDER, does not make loan or credit decisions, and does not broker loans. The operator is not an agent or representative of any lender. We act as a lead generator. See disclosures for details on lead generation. This site provides lenders with borrower information. We are compensated by lenders and partners. Service and lenders may not be available in all states. limited to social security number, driver license number, national ID or other identification documents.
The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually.
Not all lenders offer loans up to $50,000. Loan amounts depend on each lender's policies and your creditworthiness. Timing of loan proceeds varies. Additional documentation may be required. Submitting your info doesn't guarantee approval. Lenders have individual terms and renewal policies. Review your lender's terms before signing. Late payments may incur fees or lead to collection actions. We do not control fees for nonpayment. Contact your lender for details. By using this site, you confirm you are at least 18, a U.S. resident, and not in a state where the loan is prohibited. ons related to non-payment, such as renewals, may be implied upon given consent. The terms of renewal are to be disclosed in each loan agreement individually. Additional charges and fees associated with renewal may be applied.
Debt collection practices and other related procedures may be performed. All the actions related to these practices are adjusted to Fair Debt Collection Practices Act regulations and other applicable federal and state laws in order to protect consumers from unfair lending and negative borrowing experience. The majority of lenders do not refer to outside collection agencies and attempt to collect the debt via in-house means.
Non-payment and late payment may have negative impact on the borrowers' credit standing and downgrade their credit scores, as the lenders may report delinquency to credit bureaus, including but not limited to Equifax, Transunion, and Experian. In this case the results of non-payment and late payment may be recorded and remain in credit reports for the determined amount of time.