By accessing or using LassoLoans ("Site," "we," "us," or "our"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must immediately cease using this Site. Your continued use constitutes acceptance of any modifications to these terms.
LassoLoans operates exclusively as a lead generation platform. We are NOT a lender, loan broker, or lending agent. We do not make credit decisions, extend credit, or participate in any loan transactions. Our sole function is connecting consumers with third-party lending institutions who may offer loan products. All lending decisions, approval processes, and loan terms are determined entirely by independent lenders.
Submission of a loan request through this Site provides absolutely no guarantee of approval, contact from a lender, or specific loan terms. Each lender maintains independent underwriting criteria and approval processes over which we exercise no control. Loan availability varies by applicant qualifications, geographic location, and individual lender policies.
By using this Site, you represent and warrant that you are:
You agree to provide accurate, complete, and current information in all loan requests. You are solely responsible for the accuracy of information submitted and acknowledge that false or misleading information may constitute fraud.
You may not:
By submitting a loan request, you expressly authorize us to share your personal information (including name, contact details, Social Security Number, employment information, and financial data) with lending partners and service providers. You further authorize lenders to conduct credit inquiries and verification checks. This consent is a condition of using our services and cannot be revoked while maintaining an active loan request.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, LASSOLOANS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF THIS SITE OR SERVICES, INCLUDING BUT NOT LIMITED TO:
IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $50.00. Some jurisdictions do not allow limitation of liability for certain damages, so these limitations may not apply to you.
You agree to indemnify, defend, and hold harmless LassoLoans, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:
LassoLoans provides NO customer service, support, or assistance regarding loan applications, approvals, denials, terms, payments, or any aspect of lending relationships. All inquiries regarding loan status, payment schedules, account issues, or lender communications must be directed to the respective lending institution. We maintain no customer support infrastructure and assume no responsibility for addressing loan-related concerns.
THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
We exercise no control over lenders' business practices, loan terms, fees, collection activities, or data security measures. Each lender operates under its own terms and privacy policy. Your relationship with a lender is governed entirely by the lender's agreements, and we assume no responsibility for lender conduct or loan outcomes.
Our services may be unavailable in certain states due to regulatory restrictions. Current excluded jurisdictions include: Arkansas, Connecticut, Indiana, Minnesota, Montana, New Hampshire, New York, South Dakota, Vermont, and West Virginia. Additional restrictions may apply.
All content, trademarks, logos, and intellectual property on this Site are owned by LassoLoans or licensed to us. You may not copy, reproduce, distribute, modify, or create derivative works without express written permission.
These Terms of Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law provisions. Any legal action arising from these terms shall be brought exclusively in the state or federal courts located in Texas.
Any dispute, claim, or controversy arising from these Terms of Service or your use of the Site shall be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. Arbitration shall take place in Texas unless both parties agree otherwise.
YOU WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS OR CLASS ARBITRATIONS. All disputes must be brought individually. The arbitrator has no authority to consolidate claims or conduct class proceedings.
Any claims must be filed within one year of the event giving rise to the claim or be forever barred.
If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect. Invalid provisions shall be modified to reflect the parties' intent to the maximum extent permitted by law.
These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and LassoLoans regarding use of this Site and supersede all prior agreements and understandings.
For questions regarding these Terms of Service, contact us at:
BY USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.
Service Information: This platform operates exclusively as a referral service connecting consumers with potential lending partners. The site operator does not provide loans, does not participate in lending decisions, and maintains no authority over approval processes or loan terms. All financial arrangements occur directly between applicants and independent lending institutions.
Application Outcomes: Submission of information through this service provides no assurance of loan approval or specific funding amounts. Each lending partner maintains independent underwriting standards. Loan availability varies by geographic location, applicant qualifications, and lender-specific criteria. Maximum loan values referenced represent potential ranges offered within the lending network, not guarantees of available credit.
Interest & Terms: Annual Percentage Rates typically range between 5.99% and 35.99% for qualified applicants. Actual rates depend entirely on lender assessment of creditworthiness, loan structure, and applicable state regulations. Funding amounts span from $100 to $50,000 with repayment periods from 61 days through 60 months, subject to product type and lender policies.
Geographic Limitations: Lending services may be unavailable in certain jurisdictions due to regulatory restrictions or lender preferences. Current service exclusions include: Arkansas, Connecticut, Indiana, Minnesota, Montana, New Hampshire, New York, South Dakota, Vermont, and West Virginia.
Credit Verification: Lending partners may conduct credit evaluations through major bureaus (Experian, Equifax, TransUnion) or alternative verification providers. By proceeding with an application, users authorize all necessary creditworthiness assessments and information verification activities conducted by referral recipients.
Payment Obligations: Failure to meet agreed payment schedules may result in additional fees, collection activities, or negative credit reporting. The operator of this referral service exercises no control over lender fee structures or collection practices. Applicants accept full responsibility for understanding and fulfilling all terms established with their chosen lender.
Collection Procedures: Debt recovery activities comply with Fair Debt Collection Practices Act requirements and applicable state consumer protection statutes. Most lending partners pursue internal collection methods prior to engaging third-party agencies.
Loan Extensions: Renewal options and associated costs vary by lender and must be explicitly disclosed within individual loan agreements. Extension fees apply at lender discretion. No obligation exists to accept modification offers that fail to meet borrower requirements.
Example Scenario: A $2,500 loan extended over 24 months at 18% APR would require approximate monthly payments of $125, totaling $3,000 in repayment. Actual figures vary based on approved terms and individual lender calculations.